Powered by AI · India-focused

Your AI Financial Advisor
for the Indian Market

Get a personalized investment plan covering PPF, SIP, NPS, ELSS, tax savings and more — tailored to your income, goals and risk appetite.

Generate My Free Plan → See How It Works
Nifty 50
~12% long-term CAGR
PPF
7.1% tax-free
₹1.5L
80C deduction limit
ELSS
Best tax-saving equity fund
From profile to plan in minutes

SmartFin uses an AI agent pipeline to analyze your finances and generate a comprehensive roadmap.

1

Enter Your Profile

Share your age, income, expenses, financial goal and risk tolerance. Takes under 60 seconds.

2

AI Analyzes & Calculates

Our LangGraph agent computes your monthly savings, SIP projections and goal timeline automatically.

3

Get Your Roadmap

Receive a detailed plan with portfolio allocation, tax estimates and instrument recommendations.

4

Ask Follow-up Questions

Chat with SmartFin about your plan — compare instruments, adjust goals, or ask about tax regimes.

Everything you need to invest smarter

Built specifically for Indian investors with real market benchmarks and tax laws.

📊

Portfolio Allocation Chart

Visual breakdown of how to split your savings across equity, debt, gold and emergency funds based on your risk profile.

🧾

Tax Estimator

Compare old vs new tax regime, see your 80C/80D/NPS deductions and find out which regime saves you more money.

📈

SIP Growth Projection

Interactive chart showing how your monthly SIP compounds over time to reach your financial goal.

💬

AI Chat Advisor

Ask anything about your plan — PPF vs ELSS, how to rebalance, what happens if income changes. Context-aware answers.

PDF Report Download

Download your complete financial plan as a branded PDF — share it with your CA or keep it for reference.

🔍

Live Market Search

When you ask about stocks, Nifty or mutual funds, SmartFin fetches real-time data via Tavily to give current context.

All major Indian investment options

SmartFin advises across the full spectrum of Indian financial instruments.

🏦
PPF
7.1% tax-free
📈
ELSS
~12% + 80C
🔄
SIP / MF
Market-linked
🏛️
NPS
80CCD(1B) ₹50k
🏢
EPF
8.25% p.a.
💰
FD / RD
~7% p.a.
🥇
Sovereign Gold Bond
2.5% + gold gains
📜
NSC
7.7% + 80C
👧
Sukanya Samriddhi
8.2% tax-free
🏗️
REITs
~8% yield
📊
Direct Equity
NSE / BSE
🏠
Debt Funds
~6–7% p.a.

Ready to take control of your finances?

Free, instant, and tailored to the Indian market. No sign-up required.

Generate My Financial Plan →
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